{"id":4418,"date":"2018-08-03T11:35:25","date_gmt":"2018-08-03T11:35:25","guid":{"rendered":"http:\/\/www.tayloremmet.co.uk\/blog\/wordpress\/?p=2468"},"modified":"2018-08-03T11:35:25","modified_gmt":"2018-08-03T11:35:25","slug":"civil-liability-bill-children-car-accidents","status":"publish","type":"post","link":"https:\/\/www.tayloremmet.co.uk\/blogs\/civil-liability-bill-children-car-accidents\/","title":{"rendered":"Civil Liability Bill: No Justice for children involved in Car Accidents"},"content":{"rendered":"<p><span style=\"font-family: helvetica, arial, sans-serif;\">If it comes into force as drafted, the Civil Liability Bill will increase the huge profits of motor insurers like Zurich, AXA, Direct Line, Churchill and others by denying many thousands of innocent victims of road traffic accidents (RTAs) their rights to employ lawyers to pursue their compensations claims.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Any injury caused by a road traffic accident that causes soft tissue injuries alone (meaning no fractures, scarring or other physical injuries) with a deemed value of under \u00a35000 will become a small claim. In such cases, the injured party will have to pay for a solicitor to assist them with their case, rather than recovering most or all of the costs from the insurers of the motorist responsible as occurs now.<\/span><\/p>\n<h3><strong><span style=\"font-family: helvetica, arial, sans-serif; color: #003a7a;\">How is that right, fair or reasonable?<\/span><\/strong><\/h3>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">An example is a schoolboy I am acting for now. He was a passenger in a car driven by a parent which collided with another vehicle. Both parties blame the other for the collision and won\u2019t back down. The case may have to start in the County Court before anyone will be able to recover compensation.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Our client suffered neck pain that lasted for several months as well as anxiety, shock and sleeping difficulties following his frightening experiences. His claim is worth around \u00a33000 or more.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Because his parent was driving, he has a conflict of interest which means that he has to instruct a different lawyer who will pursue his claim against the insurers of both drivers.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">As the law stands, an experienced personal injury lawyer would have little problem agreeing to compromise the claim after which the compensation will be invested for the client after an infant settlement hearing before a District Judge so the client will receive the money with added interest when he attains 18 years of age.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">If the Civil Liability bill had come into force, it is very likely that the same client would not succeed at all as he would have to overcome the following problems:-<\/span><\/p>\n<ul style=\"list-style-type: disc;\">\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Finding an adult to assist him as his Litigation Friend.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Obtaining a suitable medical report from an independent expert instructed under the Personal Injury Protocol.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Deciding if he needs one or two medical experts given his different injuries.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Deciding when to obtain a report.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Wondering if he should pay for private treatment and claim the cost or wait for NHS treatment.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Knowing what items of special damage to claim and how to prepare a schedule of past and future losses including interest.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Knowing how to try and settle the claim and at what level.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Valuing the claim (and compensation levels for these injuries will be lower if the Act is passed)<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Knowing the law relating to Limitation of Claims.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Starting proceedings in the County Court including drafting Particulars of Claim.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Pursuing a claim to a trial if necessary by complying with all the Court\u2019s rules and procedures.<\/span><\/li>\n<li><span style=\"font-family: helvetica, arial, sans-serif;\">Possibly appearing at a trial or final hearing.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">I strongly suspect that he and many thousands of other passengers would not bother to pursue claims once the insurers, backed by their own lawyers, denied liability for the claims. Once insurers knew that they were unrepresented, surely they would throw all sorts of legal obstacles in the way of the inexperienced claimants.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">We have lobbied several local MPs and will continue to do so. Please will you write to yours and ask them to oppose the bill whenever possible? You can find your MP\u2019s contact details at <a href=\"httpss:\/\/www.parliament.uk\/get-involved\/contact-your-mp\/.\"><span style=\"color: #003a7a;\"><b>here.<\/b><\/span><\/a>\u00a0You can also support online campaigns such as <strong><span style=\"color: #003a7a;\">#RepairTheRightBody<\/span><\/strong> and <span style=\"color: #003a7a;\"><strong>@ccesstojustice.<\/strong><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If it comes into force as drafted, the Civil Liability Bill will increase the huge profits of motor insurers like Zurich, AXA, Direct Line, Churchill and others by denying many thousands of innocent victims of road traffic accidents (RTAs) their rights to employ lawyers to pursue their compensations claims. Any [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":2566,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2071],"tags":[2101,521,2181],"class_list":["post-4418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-access-to-justice","tag-accident","tag-children","tag-civil-liability-bill"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Civil Liability Bill: No Justice for children involved in Car Accidents<\/title>\n<meta name=\"description\" content=\"If it comes into force as drafted, the Civil Liability Bill will increase profits of motor insurers by denying innocent RTA victims their rights to employ lawyers to pursue their compensations claims.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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