{"id":4334,"date":"2016-03-31T13:44:23","date_gmt":"2016-03-31T13:44:23","guid":{"rendered":"http:\/\/www.tayloremmet.co.uk\/blog\/wordpress\/?p=1182"},"modified":"2016-03-31T13:44:23","modified_gmt":"2016-03-31T13:44:23","slug":"making-personal-injury-claim-part-4-liability-decision-medical-expert","status":"publish","type":"post","link":"https:\/\/www.tayloremmet.co.uk\/blogs\/making-personal-injury-claim-part-4-liability-decision-medical-expert\/","title":{"rendered":"Making a Personal Injury Claim -Part 4 &#8211; The liability decision and the medical expert"},"content":{"rendered":"<div id=\"attachment_1183\" style=\"width: 193px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.tayloremmet.co.uk\/blog\/wordpress\/wp-content\/uploads\/2016\/03\/GP.jpg\" rel=\"attachment wp-att-1183\"><img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-1183\" class=\"size-full wp-image-1183\" src=\"https:\/\/www.tayloremmet.co.uk\/blog\/wordpress\/wp-content\/uploads\/2016\/03\/GP.jpg\" alt=\"A thorough medical examination \" width=\"183\" height=\"275\" \/><\/a><p id=\"caption-attachment-1183\" class=\"wp-caption-text\">A thorough medical examination<\/p><\/div>\n<p>Following on from his appointment with a solicitor, Taylor the Tomcat had some good news this week when we received an admission of liability from the Local Authority.\u00a0 This means, that in effect, Taylor has won his claim.\u00a0\u00a0 The next step is for us to value Taylor&#8217;s injuries and his associated out-of-pocket expenses (known as &#8220;special losses&#8221;).<\/p>\n<p>Personal injury damages are broken down into two parts.\u00a0 The first is the damages for the injuries and the associated consequences.\u00a0 This is known as &#8220;Pain, Suffering and Loss of Amenity&#8221;.\u00a0 In order to quantify this, we need a report from a medical expert.\u00a0 Before instructing the expert, we wrote to Taylor&#8217;s GP for copies of his medical notes.\u00a0 These can sometimes take a few weeks to arrive.\u00a0 When they come through we review them carefully, to make sure that the details of the accident are recorded accurately, and to check whether there are any pre-existing medical issues we should make the Expert aware of.\u00a0 Often, we need to organise the medical notes so they are in date order, which makes it easier for the medical expert to review the notes before the examination appointment.<\/p>\n<p>Taylor&#8217;s injuries were relatively minor, so we sent him to a local GP who provides personal injury reports, who is not Taylor&#8217;s usual GP.\u00a0 It is important that the expert\u00a0has not treated the injured person so they may provide a fully independent report.\u00a0 This is another reason why\u00a0we\u00a0check medical records carefully.\u00a0 \u00a0The GP reviewed his medical notes and, when he arrived for his appointment, gave Taylor a questionnaire to fill in about the injuries suffered and the effects they had on him. Once he had completed it, the doctor examined him and asked him about the accident and how\u00a0his injuries\u00a0had affected his ability to work, his hobbies, home life and how much care and assistance he had received amongst other things.<\/p>\n<p>After the examination, the medical expert wrote his report and we received it a few weeks later.\u00a0 We reviewed it carefully and asked Taylor to check it for factual accuracy.\u00a0 The expert gave his view on the duration of Taylor&#8217;s injuries and also gave an opinion on the reasonableness of the help he had received and the time he had taken\u00a0off work.<\/p>\n<p>The second part of damages are known\u00a0as &#8220;Special Losses&#8221;.\u00a0 These are the reasonable expenses incurred and to be incurred by a person as a consequence of their injury.\u00a0 Once the medical report was approved by Taylor we had a chat about his special losses.\u00a0 In Taylor&#8217;s case they included his loss of earnings, taxi fares to the GP and the cost of a prescription.\u00a0 Fortunately, Taylor had kept a receipt for the taxi fare and prescription and, since he works here, it was only needed\u00a0a quick email to our HR department for a printout proving his loss of earnings.\u00a0 There are many types of special loss that can be claimed, but that is a subject for another blog, on another day.<\/p>\n<p>Next time- Part 5 &#8211; negotiating Taylor&#8217;s compensation with the Defendant.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Following on from his appointment with a solicitor, Taylor the Tomcat had some good news this week when we received an admission of liability from the Local Authority.\u00a0 This means, that in effect, Taylor has won his claim.\u00a0\u00a0 The next step is for us to value Taylor&#8217;s injuries and his [&hellip;]<\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2081],"tags":[31,2334,2349,2362,1068,2405,2409,2527,2545],"class_list":["post-4334","post","type-post","status-publish","format-standard","hentry","category-personalinjuryclaims","tag-compensation","tag-insurers","tag-liability","tag-mascot","tag-negligence","tag-personal-injury-2","tag-personal-injury-claims","tag-taylor-the-tomcat","tag-tripping-accident"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Part 4 - What happens when liability is admitted<\/title>\n<meta name=\"description\" content=\"Appointments with medical experts and how personal injury claims are valued.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tayloremmet.co.uk\/blogs\/making-personal-injury-claim-part-4-liability-decision-medical-expert\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Part 4 - What happens when liability is admitted\" \/>\n<meta property=\"og:description\" content=\"Appointments with medical experts and how personal injury claims are valued.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tayloremmet.co.uk\/blogs\/making-personal-injury-claim-part-4-liability-decision-medical-expert\/\" \/>\n<meta property=\"og:site_name\" content=\"Blogs\" \/>\n<meta property=\"article:published_time\" content=\"2016-03-31T13:44:23+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.tayloremmet.co.uk\/blog\/wordpress\/wp-content\/uploads\/2016\/03\/GP.jpg\" \/>\n<meta name=\"author\" content=\"John Green\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Green\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.tayloremmet.co.uk\\\/blogs\\\/making-personal-injury-claim-part-4-liability-decision-medical-expert\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.tayloremmet.co.uk\\\/blogs\\\/making-personal-injury-claim-part-4-liability-decision-medical-expert\\\/\"},\"author\":{\"name\":\"John Green\",\"@id\":\"https:\\\/\\\/www.tayloremmet.co.uk\\\/blogs\\\/#\\\/schema\\\/person\\\/4fbf76f1baaeacd48aa2a984f37d5504\"},\"headline\":\"Making a Personal Injury Claim -Part 4 &#8211; 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