{"id":2312,"date":"2018-03-06T12:11:34","date_gmt":"2018-03-06T12:11:34","guid":{"rendered":"http:\/\/www.tayloremmet.co.uk\/blog\/wordpress\/?p=2312"},"modified":"2018-03-06T12:11:34","modified_gmt":"2018-03-06T12:11:34","slug":"pre-medical-offers","status":"publish","type":"post","link":"https:\/\/www.tayloremmet.co.uk\/blogs\/pre-medical-offers\/","title":{"rendered":"Pre-medical offers \u2013 What are they and should you accept them?"},"content":{"rendered":"<p><span style=\"font-family: helvetica, arial, sans-serif;\">It is all too common for insurers to make pre-medical offers to injured people soon after their accidents. Whilst this may seem tempting for clients, generally, we would never advise acceptance of these offers. <\/span><\/p>\n<h3><span style=\"font-family: helvetica, arial, sans-serif; color: #003a7a;\"><strong>What is a Pre-medical offer?<\/strong><\/span><\/h3>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Pre-medical offers are offers of settlement from insurers made without seeing any medical evidence which would enable us to value a claim. Accepting a pre-medical offer is\u00a0usually very risky and\u00a0if you do so you could be severely under-settling your claim. <\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">If an insurer makes an offer to you directly, you should consult an experienced injury lawyer straight away as you may recovery much more than the offer. A recent case highlights the huge difference between some insurers&#8217; offers and the true value of a case.<\/span><\/p>\n<h3><span style=\"font-family: helvetica, arial, sans-serif; color: #003a7a;\"><strong>Should I accept?<\/strong><\/span><\/h3>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">This week, I\u00a0settled a case for a woman who had fallen over as a result of a defect in the pavement and injured her shoulder . Liability was admitted at the outset and the Defendant\u2019s insurer quickly\u00a0put forward a pre-medical offer in the sum of \u00a31,800.00. The Claimant was very tempted to take this offer but followed our advice and refused it. <\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">We\u00a0later obtained a medical report which confirmed that the injury to the Claimant\u2019s shoulder was more serious than originally thought as she had suffered a tear of her rotator cuff muscle. After providing our client with physiotherapy (paid for by the opponent&#8217;s insurers) which helped her make a full recovery,\u00a0we secured a settlement in the sum of \u00a314,000.00, some \u00a312,200 more than the pre-medical offer!<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Whilst pre-medical offers are very tempting,\u00a0we always advise clients that\u00a0without medical evidence it is extremely difficult to accurately value a claim. If our client had accepted the pre-medical offer, she would not have been able to undergo privately-funded rehabilitation and would have severely under-settled her claim.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Our advice is always\u00a0to think very carefully before accepting any offer from an insurer\u00a0and always seek advice from an experienced personal injury solicitor.<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif;\">Should you have been involved in an accident and suffered injury, please do not hesitate to contact us on <span style=\"color: #003a7a;\"><strong>0114 218 4000<\/strong><\/span> or email <strong><a href=\"mailto:info@tayloremmet.co.uk\">info@tayloremmet.co.uk<\/a><\/strong> initial free consultation.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is all too common for insurers to make pre-medical offers to injured people soon after their accidents. Whilst this may seem tempting for clients, generally, we would never advise acceptance of these offers. What is a Pre-medical offer? Pre-medical offers are offers of settlement from insurers made without seeing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2952,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2081],"tags":[535,2349,2439],"class_list":["post-2312","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personalinjuryclaims","tag-claim","tag-liability","tag-pre-medical-offer"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pre-medical offers \u2013 What are they and should you accept them?<\/title>\n<meta name=\"description\" content=\"It is all too common for insurers to make pre-medical offers to injured people soon after their accidents. 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