Re-mortgaging

The process of re-mortgaging is simpler than buying a new home because the deeds of the property are already registered in your name.

Documentation

We request the title deeds and a mortgage redemption statement from your existing mortgage lender. We check the mortgage offer from your new lender and obtain searches if required. Once we have checked all these documents and agreed them with you we arrange a completion date.

Completion

Your new mortgage lender sends us the money and we pay off the outstanding mortgage with your previous lender. We will deal with registration of the new charge at the Land Registry.
This is a simplified explanation of the process of conveyancing which covers the main points of the process. We conduct a great deal of legal work behind the scenes to ensure that your remortgage runs smoothly.

What happens next